Payment OptionsHere at Ray A Morse, DMD, we are committed to giving you specialized care at a reasonable fee.

For your convenience we accept Visa, MasterCard, American Express and Discover. As a courtesy to our patients who have dental insurance, we will complete and submit your claim to your insurance carrier for you.

We will make every effort to estimate your costs before your visit so that you can be prepared. Payment is due at the time service is rendered unless other arrangements have been made in advance.

Most insurance companies respond within four to six weeks, and you will receive a monthly statement.

You are responsible for all fees not covered by insurance. If additional tests are needed such as lab work or a biopsy, you will be billed directly by those providers and will be responsible for submitting payment directly to them.

Your prompt payment is appreciated. Payment arrangements may be considered if discussed in advance of treatment.

For our patients who do not have dental insurance, we have an in-office membership plan that will allow the patient to receive a discount for dental services. For a yearly fee, the plan offers routine cleanings, xrays and yearly check-up exams at no cost to the patient, and then a discount for other procedures. There are no deductibles or waiting periods, and the plan can be purchased on the same day as procedures are completed so the patient can take advantage of the savings on the same day. The plan is only valid in our office and is not transferable to other offices or family members. We do allow immediate family members to be added to the patient’s plan for a separate fee.

If you have any questions about billing or your account don’t hesitate to contact us today at (850) 872-1066.